First United Bank & Trust

Phone: 210-619-2690


Jennifer Guidry - First United Bank

#1 Loan Officer in San Antonio

Rated in the Top 100 Loan Officers and Top 15

Women Originators In America 2019

(2018 Top 200 Loan Officers and Top 50 Women Nationwide)

Sample Image 

Rated One of The Top Individual

Mortgage Loan Officers in

 San Antonio 2010, 2011, 2012, 2013,

2014, 2015, 2016, 2017 and The Top Originator in San Antonio 2018 San Antonio Business Journal


Veterans!! Have You Heard the News About The GREAT

Changes Coming in 2020?

Check out this article I wrote for the SA Express News!

Offering BOTH One and Two Time Close Construction Loans

First United offers One and Two Time Close Construction Loans with as LITTLE as

5% down.

We ARE the lender. We are with you every step of the way through this process

from when your dream first gets put on paper until the house becomes your home.

We will continue to service your loan once construction is complete.

95% Loan To Value/Loan to Cost to $510,400 loan amount

90% Loan To Value/Loan to Cost to $650,000 loan amount

85% Loan To Value/Loan to Cost to $1,500,000 loan amount

70% Loan To Value/Loan to Cost to to $2,000,000 loan amount

*There are minimum credit score requirements, so please call us for more information.

Physician Loan Program

100% Financing Loan To Value up to $750,000 (700 FICO Required)

95% Financing up to $1,500,000 (720 FICO Required)

Competitive Pricing with NO Mortgage Insurance Required

30 Year Fixed Rate and 15/1 ARM Loans

Must be an MD, DO, DDS or DMD

Student Loans Deferred for a Minimum of 12 Months NOT Included to Qualify

Call Jennifer at 210-619-2690 to find out more about how we can help you get

pre-approved to build your dream home!

We also offer VA, VA Jumbo, FHA, Conventional, Jumbo,

 Portfolio Jumbo Loans.

To APPLY for your Home Loan for Purchase, Refinance or

Construction Loan, please CLICK HERE or scroll up and click on

the Apply Now tab on the right side. We will have an answer for

you the next business day!

At First United, we have the tagline of, "Spend Life Wisely" and it is important for me to share with you what that means. It was one of the reasons that I chose to work here and it embodies all that I also believe.

In today's world, few corporations embrace what helped them get to where they are today. First United believes that in order to Spend Life Wisely, our lives need meaning and purpose, which we feel is defined by our faith. Our Purpose is to inspire and empower others to Spend Life Wisely.

We place our faith in God and strive to put Him at the center of everything we do. We believe that a meaningful life is one that's purpose is to be generous in loving and serving others.

Our Values:

  • Knowing What's Right -- Put God first, our family second, and our jobs third. We cherish family: our own, our bank family, and the families of the others we help every day.
  • Living What's Right -- We hold each other to high standards; our actions speak louder than words. We live with integrity. We combine our individual takents to achieve high performance. We live as a team, succeeding together.
  • Sharing What's Right -- We meet others where they are and help them get to where they want to be. We share lifelong relationships. We make a difference in the lives of others. We share our time and our hearts with our communities.
  • We Do What's Right -- For our Customers, Employees, Shareholders, Partners and Communities.

And I don't know about you...but I believe that this is pretty awesome and rare and I am very proud to be part of this family.

Now...back to business:

If you are looking for a mortgage loan or to refinance your mortgage in San Antonio or anywhere in Texas (and in most other states), I can help you achieve your goals. Finding the right mortgage lender in Texas can be a challenging task in today's market. I can offer you options to help you get the best San Antonio mortgage rates, including FHA, VA loans, VA IRRL, Conventional, Jumbo, Portfolio, Physician (Doctor), One-Time Close Construction, USDA Rural Housing,  and more. I can provide fixed rate and adjustable rate mortgages to meet your unique needs.

We have one of the very best One-Time Close Construction Loans in San Antonio and surrounding areas.

We offer financing up to 95% LOAN TO VALUE on a ONE TIME CLOSE Conforming Loan Amount and up to 90% on a Jumbo Loan up to a loan amount of $650,000!

Call me for details! 210-838-3310


As a San Antonio mortgage lender, I offer superior local service to all of my clients, though also provide my lending services throughout the state of Texas. No matter what kind of Texas mortgage loan or Texas mortgage refinance you are looking at, I can help you find the right options and be with you every step of the way throughout the mortgage loan process. 



Interested in a Construction Loan? Check out what First United can do! Watch Jennifer as she explains First United’s Construction Loans on Daytime at 9 on Fox TV.

Watch Jennifer on Daytime at 9 as she talks about First United’s Physician Loan

Watch Jennifer with First United’s CEO, Greg Massey, talk about what makes First United so special.

Watch and listen to San Antonio’s Top Woman Realtor on why she uses Jennifer Guidry as her Loan Officer.

Retired Lt. Col Wagner talk about what working with Jennifer Guidry and her team at First United.

Listen and watch the Haynes Family talk about their construction and VA Home Loan with Jennifer and her team.

Caption, Learn why Jennifer loves to do what she does best...your home loan!

Learn what the Fed Funds Rate Cuts REALLY mean and watch Shelly and Jennifer discuss what to do with all of that junk mail you get after closing.


© Copyright 2012. All rights reserved. | Mortgage Website Design by

Patriot Act Agreement:
In accordance with Federal regulations set forth in the USA Patriot Act, First United Bank Mortgage is required to verify the identity of any person applying for a mortgage loan to the extent reasonable and practicable, and maintain records of the information used to verify their identity. During your mortgage loan application process, we will require your name, current and past home addresses, date of birth, and other identifying information about you.