First United Bank & Trust

Phone: 210-619-2690

Email: JGuidry@FirstUnitedBank.com

Mortgage Calculators

Budget Calculator -- Check this out first! Seeing where your money is going each month will help you determine how much of a home you SHOULD buy. Click HERE




How much will my payments be?

Calculates your mortgage payment based on your loan amount, interest rate and length of the loan.

How much will my principal be?
Calculates how much your principal balance will be after certain number of years of payment.

How long will my mortgage last if I pay more every month?
Calculates how long your mortgage will last if you make monthly payments that are larger than your monthly principal plus interest.

How much home can I afford?
Calculates how much home you can afford based on your monthly income, debt and other factors such as down payment and lending ratios.

Should I pay points?
Calculates your monthly savings (resulting from the lower interest rate) as well as the breakeven point for the upfront cost of point(s) paid.

How much income to qualify?
Calculates what your gross monthly income should be in order to qualify for the home you want.

Amortization Calculator
Calculates your mortgage payment amortization.

Should I refinance?
Calculates the total cost and savings of your refinance transaction.

Which loan is better?
Compares two loans side by side (total amount paid per loan including all costs).

Standard vs. Bi-weekly
Calculates your savings in interest paid as well as length of your loan if you were to make bi-weekly payments as opposed to monthly payments.

Rent vs. Buy Calculator
Calculates if you are better off buying a home, or if you should continue to rent.

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Patriot Act Agreement:
In accordance with Federal regulations set forth in the USA Patriot Act, First United Bank Mortgage is required to verify the identity of any person applying for a mortgage loan to the extent reasonable and practicable, and maintain records of the information used to verify their identity. During your mortgage loan application process, we will require your name, current and past home addresses, date of birth, and other identifying information about you.