First United Bank & Trust

Phone: 210-619-2690

Email: JGuidry@FirstUnitedBank.com

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Recent Articles

Feb
28
2020
Yes! Buying A Home With Low Credit Is Possible!
If you have bad credit, it may seem like buying a house is out of reach --or at least a couple of years away. But, in reality, struggling credit may not be as much of a roadblock as you may think!  If you have less than ideal credit and have the goal of buying a home in 2020, then this article...
Feb
20
2020
Can I Defer a Mortgage Payment?
Deferring a mortgage payment means that you are postponing or skipping a mortgage payment until a later date. Those that are going through a temporary financial hardship look for ways to pause payments briefly while they get their finances in order.  The financial hardship could...
Feb
14
2020
The Surprising Tax Savings Of Being a Homeowner
Tax season isn’t always met with positivity. But when you’re a homeowner, you tend to view tax season differently. That’s because of the tax benefits of being a homeowner. With tax season soon upon us, we wanted to share some of the lesser-known tax benefits of owning a...
Feb
06
2020
Home Shoppers - This Is How To Choose Your Ideal Neighborhood
Choosing your neighborhood should be considered just as carefully as the home when you're in the market to purchase a house. Just like moving in with a roommate, communities have habits and personalities --some of which may not be the right fit for you and your family. For example, some...
Jan
29
2020
Can you back out of a home purchase offer after it's accepted?
Although we don't see this too often, backing out of a home purchase deal that is possible in some instances. However, it's not without consequences. This article gives you a general idea of what to expect should you cancel your home purchase agreement after it's accepted. However, it...
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Patriot Act Agreement:
In accordance with Federal regulations set forth in the USA Patriot Act, First United Bank Mortgage is required to verify the identity of any person applying for a mortgage loan to the extent reasonable and practicable, and maintain records of the information used to verify their identity. During your mortgage loan application process, we will require your name, current and past home addresses, date of birth, and other identifying information about you.